Breathing Space III

You have come a long way in repairing and restoring your credit. The way is hard and fraught with many difficulties, but you have overcome, and you are now on the road to financial well-being.

Along the way, you learned that the health of your credit is important to you so you can enjoy what other people take for granted: Renting a car, getting a hotel room, doing some shopping on the Internet. You can also begin to make some plans about your future: Getting that home, buying a car, maybe even setting up a business of your own. The success of all these plans depend upon your credit well-being. If your credit is sick, then so is your financial life, because our entire society revolves around the fact that we like to acquire those things for which we pay in small increments.

The key attitudes you honed during the entire process were patience and persistence. The process of rebuilding is long and arduous - but it is not impossible. And you never once thought of giving up. Financial troubles assail all of us. You are one of the fortunate ones who actually plan to correct and rectify these problems, and take a giant step forward to a brighter, happier, and healthier financial life.

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The Preliminaries