Where To Apply For A Credit Card

Below are some of the many credit card companies available to you. If you keep searching you will find more. The Internet is a good place to hunt around. Start with the ones given below, and build from there. The list is divided between Secured and Unsecured credit card issuers.

SECURED CREDIT CARD ISSUERS: From this list try to find the right bank for you, which means the one offering you the lowest financing charges. Never get a secured credit card from a third party. Always deal directly with the bank that is issuing the card. You do not need a middleman to help you. The other point to remember is that the more lenient a card, the higher will be the charges. Call the following banks and ask for a Secured Credit Card application.

AMALGAMATED BANK OF CHICAGO
MASTERCARD. DEPOSIT: $500.00 TO $5000.00
800-723-0300

AMERICAN PACIFIC BANK, AUMSVILLE,
VISA.DEPOSIT: $400.00 TO $15,000.00
800-610-1201

ASSOCIATES NATIONAL BANK, WILMINGTON, DE
VISA.DEPOSIT: $300.00 TO $5,000.00
800-533-5600

BANK ONE, TEMPE, AZ
MASTERCARD + VISA.DEPOSIT: $250.00 TO $5,000.00
800-544-4110

CAPITAL ONE, RICHMOND, VA
MASTERCARD + VISA.DEPOSIT: $99.00 TO $199.00
888-270-4298

BANK USA, WILMINGTON, DE
MASTERCARD. DEPOSIT: $300.00 TO $5,000.00
800-482-4273

CROSS COUNTRY BANK, NEW CASTLE, DE
MASTERCARD + VISA.DEPOSIT: $200.00 TO $5200.00
302-322-3210

FIRST NATIONAL BANK, BROOKINGS, SD
MASTERCARD + VISA.DEPOSIT: $250.00 TO $5,000.00
800-658-3660

FIRST PREMIER BANK, SIOUX FALLS, SD
MASTERCARD + VISA.DEPOSIT: $200.00 TO $10,000.00
800-987-5521

STERLING BANK AND TRUST, SOUTHFIELD, MI
MASTERCARD + VISA.DEPOSIT: $200.00 TO $5,000.00
800-767-0923

UNSECURED CREDIT CARD ISSUERS:
These companies will issue you a credit card based solely on your credit rating. Call them and ask for a Credit Card application.

MELLON BANK
800-753-7011

WACHOVIA BANK
800-842-3262

SIGNET BANK
800-933-5182
CRESTAR BANK
800-368-7700

BANK OF BOSTON
800-252-2273

HOUSEHOLD BANK, N.A.
800-477-6000
THE BANK OF NEW YORK
800-942-1977

FIRST UNION
800-377-3404

METROPOLITAN NATIONAL BANK
800-883-2511

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